connect to the core

With payment fraud up 22%, it’s time for next generation insight and controls. See how real-time, source of truth income data can strengthen your risk management program

Employment
Amara Anand
In Progress
Employer:
Webtech
Employment Status:
Full-Time
Job Title:
Software Engineer
Start Date:
10/12/2021
Identity
Amara Anand
In Progress
Full name:
Amara Anand
Date of birth:
06/15/1990
Email address:
amara@email.com
SSN:
xxx-xx-1234
Income
Amara Anand
In Progress
Anual salary:
$122,500.00
Hourly wage:
$45/HR
Type of work:
Full Time Salary
Bi-weekly payments:
$2,547.7
Paystubs
Amara Anand
In Progress
Gross bi-weekly pay:
$3,456.23
Deductions:
$297.33
Taxes:
$611.12
Net bi-weekly pay:
$2,547.78
Shifts
Amara Anand
In Progress
Shift Schedule:
7/16/24-7/29/24
Timestamps:
8am-5pm/10 Days
Sick Pay:
16.0 Hrs
Associated Earnings:
$2,547.78
Trusted By:
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cash app
Citizens
Credit karma
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Citizens
Credit karma
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The Pinwheel Platform activates income and employment data across the customer lifecycle

25
%
Improvement in average cycle time
27
%
Decrease in cases of income fraud
20
%
Average reduction in credit losses
3
%
Increase in repayment rates
MAKE BETTER DECISIONS, FASTER
MAKE BETTER DECISIONS, FASTER
PINWHEEL VERIFY

POWERFUL LIFECYCLE CONTROLS

Pinwheel activates real-time income and employment data

Reduce fraud and manual errors

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Get source of truth income & employment data directly from payroll providers

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Use document scanning to detect common fraudulent patterns

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Enrich controls for critical processes like KYC and identify-verified direct deposit switching

deposit switch screenshots of mobile application

Expand decision criteria

The most comprehensive direct deposit switching solution yet

Create a customized user experience, monitor direct deposit allocations, and give users more deposit switching options.

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Pinwheel is a Consumer Reporting Agency (CRA)

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You can use the customer’s verified income data for FCRA-permissible purposes

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Power customer growth with pre-qualified credit offers

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Get real-time alerts on full income picture, including non-traditional income sources

successfulk deposit switch infographic with a mans image and application responsse data

Get repayment via Direct Deposit

The most comprehensive direct deposit switching solution yet

Create a customized user experience, monitor direct deposit allocations, and give users more deposit switching options.

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Pinwheel makes direct deposit set-up easy within your approval flow

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Make repayment by direct deposit a condition of your loan

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Gate specific products or preferred terms behind a direct deposit set-up requirement

successful deposit switch notification
login screen images with blue background
temporary image
selecting the payer from the application screenshot

Reduce fraud and manual errors

checkmark icon

Get source of truth income & employment data directly from payroll providers

checkmark icon

Use document scanning to detect common fraudulent patterns

checkmark icon

Enrich controls for critical processes like KYC and identify-verified direct deposit switching

Share of Income Product Image

Expand decision criteria

checkmark icon

Pinwheel is a Consumer Reporting Agency (CRA)

checkmark icon

You can use the customer’s verified income data for FCRA-permissible purposes

checkmark icon

Power customer growth with pre-qualified credit offers

checkmark icon

Get real-time alerts on full income picture, including non-traditional income sources

Share of Income Product Image

Get repayment via Direct Deposit

checkmark icon

Pinwheel makes direct deposit set-up easy within your approval flow

checkmark icon

Make repayment by direct deposit a condition of your loan

checkmark icon

Gate specific products or preferred terms behind a direct deposit set-up requirement

Reduce fraud and manual errors

checkmark icon

Get source of truth income & employment data directly from payroll providers

checkmark icon

Use document scanning to detect common fraudulent patterns

checkmark icon

Enrich controls for critical processes like KYC and identify-verified direct deposit switching

Share of Income Product Image

Expand decision criteria

checkmark icon

Pinwheel is a Consumer Reporting Agency (CRA)

checkmark icon

You can use the customer’s verified income data for FCRA-permissible purposes

checkmark icon

Power customer growth with pre-qualified credit offers

checkmark icon

Get real-time alerts on full income picture, including non-traditional income sources

Share of Income Product Image

Get repayment via Direct Deposit

checkmark icon

Pinwheel makes direct deposit set-up easy within your approval flow

checkmark icon

Make repayment by direct deposit a condition of your loan

checkmark icon

Gate specific products or preferred terms behind a direct deposit set-up requirement

GETTING STARTED IS EASY

Let’s talk about how Pinwheel can deliver game-changing results for your acquisition funnel.