connect to the core

With payment fraud up 22%, it’s time for next generation insight and controls. See how real-time, source of truth income data can strengthen your risk management program.

Employment

Amara Anand

In Progress

Employer:

Webtech

Employment Status:

Full-Time

Job Title:

Software Engineer

Start Date:

10/12/2021

Identity

Amara Anand

In Progress

Full name:

Amara Anand

Date of birth:

06/15/1990

Email address:

amara@email.com

SSN:

xxx-xx-1234

Income

Amara Anand

In Progress

Anual salary:

$122,500.00

Hourly wage:

$45/HR

Type of work:

Full Time Salary

Bi-weekly payments:

$2,547.7

Paystubs

Amara Anand

In Progress

Gross bi-weekly pay:

$3,456.23

Deductions:

$297.33

Taxes:

$611.12

Net bi-weekly pay:

$2,547.78

Shifts

Amara Anand

In Progress

Shift Schedule:

7/16/24-7/29/24

Timestamps:

8am-5pm/10 Days

Sick Pay:

16.0 Hrs

Associated Earnings:

$2,547.78

The Pinwheel Platform activates income and employment data across the customer lifecycle

25

%

Improvement in average cycle time

27

%

Decrease in cases of income fraud

20

%

Average reduction in credit loss

3

%

Increase in repayment rates

MAKE BETTER DECISIONS, FASTER

MAKE BETTER DECISIONS, FASTER

PINWHEEL VERIFY

POWERFUL LIFECYCLE CONTROLS

Pinwheel activates real-time income and employment data

Reduce fraud and manual errors

Get source of truth income & employment data directly from payroll providers

Use document scanning to detect common fraudulent patterns

Enrich controls for critical processes like KYC and identify-verified direct deposit switching

Expand decision criteria

The most comprehensive direct deposit switching solution yet

Create a customized user experience, monitor direct deposit allocations, and give users more deposit switching options.

Pinwheel is a Consumer Reporting Agency (CRA)

You can use the customer’s verified income data for FCRA-permissible purposes

Power customer growth with pre-qualified credit offers

Get real-time alerts on full income picture, including non-traditional income sources

Get repayment via Direct Deposit

The most comprehensive direct deposit switching solution yet

Create a customized user experience, monitor direct deposit allocations, and give users more deposit switching options.

Pinwheel makes direct deposit set-up easy within your approval flow

Make repayment by direct deposit a condition of your loan

login screen images with blue background

temporary image

selecting the payer from the application screenshot

Reduce fraud and manual errors

Get source of truth income & employment data directly from payroll providers

Use document scanning to detect common fraudulent patterns

Enrich controls for critical processes like KYC and identify-verified direct deposit switching

Share of Income Product Image

Expand decision criteria

Pinwheel is a Consumer Reporting Agency (CRA)

You can use the customer’s verified income data for FCRA-permissible purposes

Power customer growth with pre-qualified credit offers

Get real-time alerts on full income picture, including non-traditional income sources

Share of Income Product Image

Get repayment via Direct Deposit

Pinwheel makes direct deposit set-up easy within your approval flow

Make repayment by direct deposit a condition of your loan

Gate specific products or preferred terms behind a direct deposit set-up requirement

Primacy Assessment

Our team of experts will work collaboratively with you to assess your current capabilities and build a roadmap to help you meet your goals for customer growth and engagement.

Share of Income

Pinwheel solves the income gap, giving you first-of-its-kind income insights to power your primacy campaigns.

Primacy Score

Understand your position in each customer's financial stack with Pinwheel's proprietary Primacy Score.

Lifecycle Personalization

Use real-time income insights to enable next generation offer personalization wherever your customers need you the most.

Reduce fraud and manual errors

Get source of truth income & employment data directly from payroll providers

Use document scanning to detect common fraudulent patterns

Enrich controls for critical processes like KYC and identify-verified direct deposit switching

Share of Income Product Image

Expand decision criteria

Pinwheel is a Consumer Reporting Agency (CRA)

You can use the customer’s verified income data for FCRA-permissible purposes

Power customer growth with pre-qualified credit offers

Get real-time alerts on full income picture, including non-traditional income sources

Share of Income Product Image

Get repayment via Direct Deposit

Pinwheel makes direct deposit set-up easy within your approval flow

Make repayment by direct deposit a condition of your loan

Gate specific products or preferred terms behind a direct deposit set-up requirement

Primacy Assessment

Our team of experts will work collaboratively with you to assess your current capabilities and build a roadmap to help you meet your goals for customer growth and engagement.

Share of Income

Pinwheel solves the income gap, giving you first-of-its-kind income insights to power your primacy campaigns.

Primacy Score

Understand your position in each customer's financial stack with Pinwheel's proprietary Primacy Score.

Lifecycle Personalization

Use real-time income insights to enable next generation offer personalization wherever your customers need you the most.

GETTING STARTED IS EASY

Let’s talk about how Pinwheel can deliver game-changing results for your acquisition funnel.